There are many things to consider while going through a divorce and separation. Even once you have a comprehensive agreement, or a final judgment of divorce, there still may be other steps to take. For example, you or your spouse may need to execute a deed for property, transfer car titles and registration and divide financial accounts. One thing that is frequently left until the last minute: QDRO's! A QDRO is a specialized order of court which directs a retirement plan administrator to transfer a retirement benefit. It is best for this order to be ready for the divorce hearing. If you wait, your spouse may be reluctant to sign, and for some plans, there are time limits for spousal elections. Or you may be out of luck if your former spouse passes as away without the QDRO executed. If you have questions about QDRO's, contact me or an attorney in your area.